Ratings & Definitions
Coverage Sectors: Dowlng & Partners covers 9 insurance related sectors. Each sector has a distinct analyst.
Analyst: Lead analyst on the specific stock.
BUY: Sound or improving fundamentals should allow the shares to rise at least 15% over 12-18 months.
NEUTRAL: At the current price we believe the stock is fairly valued. The company may have issues/uncertainty affecting fundamentals that could take some time to resolve. Alternatively, company fundamentals may be sound, but the current stock price fully reflects the strong fundamentals.
SELL: We believe the stock is overpriced relative to the soundness of the company's fundamentals and long-term prospects. The company has very weak fundamentals and/or a flawed business model.
NC: No coverage. Dowling & Partners does not cover this company.